Car Insurer to Pay Out USD5 Million to Woman Who Got STI After Sex in Car

They sure are more than just car insurance now!


A woman in the USA, identified just as MO, has been awarded a US$5.2 million payout after alleging that she caught a Sexually Transmitted Infection (STI) when having sex in a car. Apparently, shortly after having a tryst on the back seat of her then boyfriend’s Hyundai, she was diagnosed as having the Human papillomavirus (HPV).

The insurance company, Geico, will contest the decision. According to reports, the infection happened four years ago at which time the boyfriend was aware that he had HPV but did not tell his girlfriend, and has now left her with “past and future medical expenses” along with “mental and physical pain and suffering”.

Initially, the women had had told Geico Insurance that she intended to seek US$1 million in damages following the back seat session, with the assertion that the car’s insurance policy covered her injuries that were sustained within the insured vehicle. Geico declined to settle and now the court-appointed arbitrator has sided with MO.

Court papers show that the arbitrator decided “there was sexual activity in the insured’s automobile” that “directly caused, or directly contributed to cause” the woman to be infected with HPV, despite the man’s existing knowledge of his positive HPV diagnosis.

This story is far from over with the next round to be fought out in a federal court. We will keep you posted.

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